05/17/2017

Avoiding risky investment schemes when going into real estate

Avoiding risky investment schemes when going into real estate

Investing in property can be a great way to bolster your wealth and leave a little something extra behind for your family. If you have some money saved up already, a great way to build upon it is to buy…

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05/08/2017

Are you considering constructing your own home from scratch?

Are you considering constructing your own home from scratch?

Buying a house is an arduous task. In all likelihood, you’ll have to spend hours scouring the market for available real estate, then compete with dozens of other buyers who are all looking to buy in your neighbourhood too. Then…

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05/01/2017

Saving up to buy a home is a serious long-term process

Saving up to buy a home is a serious long-term process

If you want to become a homeowner in Australia today, it is not going to be cheap. According to research from RP Data, the average price of a home is $852,000 in Sydney, and $641,200 in Melbourne. You’d have to…

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04/17/2017

When should you refinance your loan?

When should you refinance your loan?

If you’re having trouble making the payments on your home each month, it will always be tempting to refinance your mortgage and work out a new arrangement that’s more realistic for you financially. This is a big step, though, and…

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04/12/2017

How to save faster and purchase a home sooner

How to save faster and purchase a home sooner

Many young Australians spend much of their early adulthood slowly growing in their careers and building up savings, to the point where they can eventually afford a down payment on a home. For young people who don’t have high-paying jobs or…

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03/27/2017

Is now the right time for you to take out a mortgage?

Is now the right time for you to take out a mortgage?

There’s no time like the present to buy a house. After all, even though a new home brings an extraordinary expense, it’s also a good value over the long run. Every month you’re living in your own place means another…

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03/24/2017

Before you buy a home, be sure to inspect it thoroughly

Before you buy a home, be sure to inspect it thoroughly

The moment you discover a house that might be a fit for your family, you’ll be tempted to move in right away. If it looks like the right place for you, why wait? You’re surely eager to begin your new…

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03/06/2017

How much could consolidating your debt save you?

How much could consolidating your debt save you?

Most Australians have at least a little debt. It’s something that causes significant stress according to a Canstar Blue survey that found loan repayments were amongst the biggest financial concerns of every day Australians. Are you worried about your debts?…

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02/27/2017

3 home loan fees you may not see coming

3 home loan fees you may not see coming

Handling your home loan is a cinch if you know what to expect. However, plenty Australians may not know the bare minimum, as according to a Credit Union Affiliates survey 28 per cent of mortgage holders in the country don’t even know…

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02/13/2017

3 reasons why a mortgage broker will make your home loan easier

3 reasons why a mortgage broker will make your home loan easier

When you think of a home loan, words like stress free, simple, or saving money probably don’t come to mind. Stress and confusion would probably be closer to the truth, but it doesn’t have to be that way with the…

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01/16/2017

Advice for first home buyers via the words of famous witches and wizards

Advice for first home buyers via the words of famous witches and wizards

You might be at a stage when friends are buying homes and paying off mortgages and you’re left wondering how they’re accomplishing it. Is it witchcraft? Is it wizardry? We think not. To buy a home in Australia, it takes…

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12/22/2016

4 tips for running the mortgage marathon faster

4 tips for running the mortgage marathon faster

Paying off your mortgage is a marathon, not a sprint. There’s certainly no urgent rush, but it might take you 20 or even 30 years to cross the finish line, so it’s in your best interest to pay it off…

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12/09/2016

3 signs it’s time to refinance and consolidate your debt

3 signs it’s time to refinance and consolidate your debt

Have you got a buy now/worry later mentality? An AMP NATSEM Income and Wealth Report shows that the majority of Australians do, as average household debt was almost double that of average household disposable income last year. Rolling your debt…

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11/27/2016

Buying property in Sydney and Melbourne can be cheaper than renting

Buying property in Sydney and Melbourne can be cheaper than renting

Buying a home might be easier than you’d expect. In fact, if you buy right and get solid financial advice it could be even more affordable than renting – after you pay the dastardly deposit of course. “Tell ’em he’s…

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11/22/2016

Rentvesting: A property market hack for first home buyers

Rentvesting: A property market hack for first home buyers

Here in Australia there’s an accepted way to buy your first home. It usually involves striving to put together a deposit then buying what you can afford, which will probably be located far out of the city, requiring a long commute…

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11/14/2016

3 tips to ensure your strata-plan home will work for you

3 tips to ensure your strata-plan home will work for you

Apartment living might be perfect for you. You may be able to find something modern, exactly where you want to live, or perhaps you just want the ability to ignore the neighbours by simply shutting the door. Whatever your reasons,…

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11/07/2016

How to negotiate like a pro

How to negotiate like a pro

Having a place to call your own is the dream of many of us. For around 70 per cent of Australians, this goal of home ownership is a reality, according to data from the Bureau of Statistics. However, taking the…

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10/31/2016

How you can save more, every day

How you can save more, every day

According to the Australian Financial Literacy Foundation, we’re a country of confident savers. However, 50 per cent of the population doesn’t budget for day to day expenses, which leads us to believe that maybe we’re a bit too confident about…

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10/25/2016

What do you need to know about the NSW First Home Owner’s Grant for new homes?

What do you need to know about the NSW First Home Owner’s Grant for new homes?

The median house price in Sydney has spiralled upwards and now sits at an amount well out of the reach of most first home buyers. The same can be said about most capital cities around Australia. Thankfully, the local government…

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10/20/2016

Back to basics: what is loan-to-value ratio

Back to basics: what is loan-to-value ratio

If you’ve just begun looking into buying property and are figuring out how to get a home loan, it can all be a little overwhelming. You may be forever fielding calls from overeager estate agents, perhaps you’re struggling to adjust…

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10/11/2016

Buying off the plan: the pros and cons

Buying off the plan: the pros and cons

You’ve probably heard a hundred horror stories about buying off the plan: including developers going bankrupt and finished homes being completely different from what was expected. As a result, you may believe that buying off the plan is an incredibly…

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09/26/2016

Surprise! 3 hidden costs of buying a home

Surprise! 3 hidden costs of buying a home

Buying a home costs far more than it’s sale price. There are countless other expenses involved, several of which you may not expect when you make your purchase. If these come as a surprise, they could derail your property dreams…

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09/11/2016

How much could failing to maintain a property cost you?

How much could failing to maintain a property cost you?

Whether you own commercial property or residential real estate, maintaining your property is all part and parcel of the process. Despite this, too many Australians end up having to take out a significant additional home loan because they failed to…

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09/02/2016

3 basic tips to help you save for your first home loan deposit

3 basic tips to help you save for your first home loan deposit

Saving for a deposit and securing your first home loan can be daunting tasks for younger folk. However, the earlier you start readying yourself, the easier the task will be; begin preparing just months before and you’re guaranteed to struggle. Many Australians from…

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08/26/2016

3 home loan management tips via Game of Thrones

3 home loan management tips via Game of Thrones

Buying a new property and managing the resulting home loan can be a mountain-sized task fraught with dangers, much like taking back the Seven Kingdoms of Westeros from their unlawful king. To make sure you don’t fall short in the ensuing siege…

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08/19/2016

First home grant: How much can I get and am I eligible?

First home grant: How much can I get and am I eligible?

Back in the days of black and white TV, speakeasy bars and top hats, your grandparents most likely bought their first home mortgage-free with their combined annual salary and a dozen eggs. Unless you win the lottery or have a chicken who…

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08/12/2016

When and why a personal loan is a good idea

When and why a personal loan is a good idea

Every month, a glorious day slowly rolls around, where you log into your Internet banking and constantly refresh the page until you notice a large increase in your balance. You fist pump triumphantly, startling nearby colleagues with your unexpected outburst.

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08/05/2016

What should you consider other than interest rates?

What should you consider other than interest rates?

Interest rates are an incredibly important part of your home loan. After all, they are the dictating force over what the final cost of your new property will actually be. However, while you should always consider this factor in your…

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07/29/2016

Are you prepared for the hidden costs of building a new home?

Are you prepared for the hidden costs of building a new home?

There are a number of reasons you may decide to build a new home rather than purchase an existing one. You might be an investor wanting to get on board in a new growing neighbourhood, you could want a bespoke…

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07/22/2016

Is your business going to hold onto vital talent?

Is your business going to hold onto vital talent?

One of the keys to success in the world of business is not only getting the right assets, but retaining the right talent as well. In a competitive landscape, particularly for smaller businesses, it can be very difficult to retain…

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07/15/2016

What does the property market of the future look like?

What does the property market of the future look like?

Are you looking at purchasing property but don’t know whether it’s the right investment? Wouldn’t it be fantastic to be able to predict what is going to happen to that townhouse, apartment or suburb? We aren’t fortune-tellers, but we like…

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07/08/2016

Are you a Patient Percy, a Rental Rose or a Construction Keith?

Are you a Patient Percy, a Rental Rose or a Construction Keith?

Are you looking to invest in property with a new home loan, but are flummoxed by the number of different strategies and methods of improving your portfolio? Check out these three typical kinds of investor, and see if you fall…

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