03/30/2020

Where to Invest Your Money

Where to Invest Your Money

If you are looking to grow your wealth buying property is a great way to start. Whether you decide to purchase a residential or commercial property, both are solid options that can provide consistent returns for your money. Investing in…

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08/12/2019

How to Finance a Fixer-Upper

How to Finance a Fixer-Upper

Houses that need a lot of hard work and love in order to truly shine are sometimes referred to as a ‘renovator’s dream’. However, this dream can sometimes turn into a nightmare if you aren’t careful. We’ve outlined a few…

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08/28/2018

Reasons why you should refinance your home loan

Reasons why you should refinance your home loan

Saving money and unlocking equity – those are two good reasons why you should consider refinancing your home loan. Before we start talking interest rates, it’s important to know if you can achieve one of those two things. Unlocking equity…

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06/04/2018

What is negative gearing for property investment?

What is negative gearing for property investment?

Negative gearing – it may seem like investor mumbo jumbo, but it’s really quite a simple concept to get your head around. More than that, it’s an important option in an investor’s toolkit when looking for a property to invest…

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02/12/2018

Can you ask for a discount on your mortgage rate?

Can you ask for a discount on your mortgage rate?

Haggling doesn’t come easy to many people. Negotiating over the price of goods and services simply isn’t that common in some countries. But are homebuyers missing out on thousands of dollars of savings because they balk at bargaining? The answer…

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12/12/2017

Why diversity in your property portfolio is key.

Why diversity in your property portfolio is key.

If you’re fortunate enough to be investing in multiple pieces of real estate, it’s best to diversify your purchases rather than buy all in one location or one category of property. Having a diverse portfolio makes it easy to weather…

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11/14/2017

Why millennials need to start saving.

Why millennials need to start saving.

There’s always been a gap between the generations when it comes to homeownership – older people and their families in Australia have traditionally had greater means to buy property than their younger counterparts. And if you believe the latest research,…

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11/01/2017

How much money do you need to start investing in property?

How much money do you need to start investing in property?

If you want to bolster your wealth for retirement in a big way, one option is to begin investing in property. Do you have enough cash to consider it? For many Australians who are looking to carve out a retirement…

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10/22/2017

What can vacancy rates tell you about a potential property?

What can vacancy rates tell you about a potential property?

Before you buy investment properties in Australia, you may want to take a look at vacancy rates. These stats can tell you your potential to make a profit. As you prepare to buy an investment property in Australia for the…

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10/17/2017

Unlock the value of being pre-approved for a new home loan

Unlock the value of being pre-approved for a new home loan

Looking to secure a home loan? The easiest way to do so is to get pre-approved. Let’s discuss how this process works and how you can get a head start on it. Unless you’ve got hundreds of thousands in cash…

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10/17/2017

Unlock the value of being pre-approved for a new home loan

Unlock the value of being pre-approved for a new home loan

Looking to secure a home loan? The easiest way to do so is to get pre-approved. Let’s discuss how this process works and how you can get a head start on it. Unless you’ve got hundreds of thousands in cash…

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10/08/2017

How renovations can add real value to your home

How renovations can add real value to your home

Renovating your home might sound expensive – but if you do it right, you may well be able to add to the property’s value and make money in the long run. Many people are turned off by the idea of…

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10/02/2017

Saving as much as possible to make a deposit on a home

Saving as much as possible to make a deposit on a home

If you’re planning to buy a home, the golden rule is to save as much as possible to make a deposit. Nowadays, it’s more challenging than ever to do so. In Australia in recent years, we’ve witnessed a troubling pair…

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09/14/2017

How you can add value to your home by renovating

How you can add value to your home by renovating

You spent a lot of time saving to buy a home, and once you finally manage to swing that huge expense, the last thing you want to do is get out the chequebook and spend even more. But have you…

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08/29/2017

Finding the right time to refinance your home loan

Finding the right time to refinance your home loan

If you’ve got a long-term schedule for loan repayments to buy your home, refinancing that loan can be a great way to save a lot of money for yourself and your family over the long haul. Fed up with the…

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08/15/2017

Self-employed people have happy lives – but can they buy houses?

Self-employed people have happy lives – but can they buy houses?

There are a lot of benefits to being self-employed. Rather than having to show up to an office and report to a boss, you instead get to take control of your own career. You decide when and where you work…

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07/27/2017

Housing affordability myths debunked

Housing affordability myths debunked

Ever feel lost in a sea of home loan information? CoreLogic’s Perceptions of Housing Affordability report revealed that Australians are misinformed about a number of aspects of the home buying process. Are untruths keeping Australians from buying property? We debunk some common myths to…

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07/17/2017

Should you get help from your parents with buying a home?

Should you get help from your parents with buying a home?

The cost of buying a home in Australia is spinning out of control, especially if you’re looking in one of the larger metropolitan areas. According to new research from LF Economics, the median price of a house is now 10…

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07/12/2017

Getting help from a contractor to build a new home

Getting help from a contractor to build a new home

If you’re not up for the financial challenge of buying a house, it’s usually a cheaper alternative to build a new place from scratch. Vacant land is relatively affordable, and if you build on it yourself, you get to have…

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06/21/2017

Why Gen Y is waiting to buy

Why Gen Y is waiting to buy

Millennials – those born between 1982 and 2004 – might roll their eyes when their parents lecture about why “Gen Y” hasn’t done enough to buy their first home. These aren’t the good old days when baby boomers were approaching…

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06/08/2017

Are you willing to work five jobs to afford a house?

Are you willing to work five jobs to afford a house?

If you’re a young person in Australia just starting out in your career, it’s easy to feel daunted by the cost of buying a house. The price tags can be astounding – $600,000? A full $1 million? Who has that…

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05/17/2017

Avoiding risky investment schemes when going into real estate

Avoiding risky investment schemes when going into real estate

Investing in property can be a great way to bolster your wealth and leave a little something extra behind for your family. If you have some money saved up already, a great way to build upon it is to buy…

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05/08/2017

Are you considering constructing your own home from scratch?

Are you considering constructing your own home from scratch?

Buying a house is an arduous task. In all likelihood, you’ll have to spend hours scouring the market for available real estate, then compete with dozens of other buyers who are all looking to buy in your neighbourhood too. Then…

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05/01/2017

Saving up to buy a home is a serious long-term process

Saving up to buy a home is a serious long-term process

If you want to become a homeowner in Australia today, it is not going to be cheap. According to research from RP Data, the average price of a home is $852,000 in Sydney, and $641,200 in Melbourne. You’d have to…

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04/17/2017

When should you refinance your loan?

When should you refinance your loan?

If you’re having trouble making the payments on your home each month, it will always be tempting to refinance your mortgage and work out a new arrangement that’s more realistic for you financially. This is a big step, though, and…

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04/12/2017

How to save faster and purchase a home sooner

How to save faster and purchase a home sooner

Many young Australians spend much of their early adulthood slowly growing in their careers and building up savings, to the point where they can eventually afford a down payment on a home. For young people who don’t have high-paying jobs or…

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03/27/2017

Is now the right time for you to take out a mortgage?

Is now the right time for you to take out a mortgage?

There’s no time like the present to buy a house. After all, even though a new home brings an extraordinary expense, it’s also a good value over the long run. Every month you’re living in your own place means another…

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03/24/2017

Before you buy a home, be sure to inspect it thoroughly

Before you buy a home, be sure to inspect it thoroughly

The moment you discover a house that might be a fit for your family, you’ll be tempted to move in right away. If it looks like the right place for you, why wait? You’re surely eager to begin your new…

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11/14/2016

3 tips to ensure your strata-plan home will work for you

3 tips to ensure your strata-plan home will work for you

Apartment living might be perfect for you. You may be able to find something modern, exactly where you want to live, or perhaps you just want the ability to ignore the neighbours by simply shutting the door. Whatever your reasons,…

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10/11/2016

Buying off the plan: the pros and cons

Buying off the plan: the pros and cons

You’ve probably heard a hundred horror stories about buying off the plan: including developers going bankrupt and finished homes being completely different from what was expected. As a result, you may believe that buying off the plan is an incredibly…

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09/26/2016

Surprise! 3 hidden costs of buying a home

Surprise! 3 hidden costs of buying a home

Buying a home costs far more than it’s sale price. There are countless other expenses involved, several of which you may not expect when you make your purchase. If these come as a surprise, they could derail your property dreams…

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09/11/2016

How much could failing to maintain a property cost you?

How much could failing to maintain a property cost you?

Whether you own commercial property or residential real estate, maintaining your property is all part and parcel of the process. Despite this, too many Australians end up having to take out a significant additional home loan because they failed to…

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09/02/2016

3 basic tips to help you save for your first home loan deposit

3 basic tips to help you save for your first home loan deposit

Saving for a deposit and securing your first home loan can be daunting tasks for younger folk. However, the earlier you start readying yourself, the easier the task will be; begin preparing just months before and you’re guaranteed to struggle. Many Australians from…

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08/26/2016

3 home loan management tips via Game of Thrones

3 home loan management tips via Game of Thrones

Buying a new property and managing the resulting home loan can be a mountain-sized task fraught with dangers, much like taking back the Seven Kingdoms of Westeros from their unlawful king. To make sure you don’t fall short in the ensuing siege…

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08/19/2016

First home grant: How much can I get and am I eligible?

First home grant: How much can I get and am I eligible?

Back in the days of black and white TV, speakeasy bars and top hats, your grandparents most likely bought their first home mortgage-free with their combined annual salary and a dozen eggs. Unless you win the lottery or have a chicken who…

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08/12/2016

When and why a personal loan is a good idea

When and why a personal loan is a good idea

Every month, a glorious day slowly rolls around, where you log into your Internet banking and constantly refresh the page until you notice a large increase in your balance. You fist pump triumphantly, startling nearby colleagues with your unexpected outburst.

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08/05/2016

What should you consider other than interest rates?

What should you consider other than interest rates?

Interest rates are an incredibly important part of your home loan. After all, they are the dictating force over what the final cost of your new property will actually be. However, while you should always consider this factor in your…

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07/29/2016

Are you prepared for the hidden costs of building a new home?

Are you prepared for the hidden costs of building a new home?

There are a number of reasons you may decide to build a new home rather than purchase an existing one. You might be an investor wanting to get on board in a new growing neighbourhood, you could want a bespoke…

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07/22/2016

Is your business going to hold onto vital talent?

Is your business going to hold onto vital talent?

One of the keys to success in the world of business is not only getting the right assets, but retaining the right talent as well. In a competitive landscape, particularly for smaller businesses, it can be very difficult to retain…

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07/15/2016

What does the property market of the future look like?

What does the property market of the future look like?

Are you looking at purchasing property but don’t know whether it’s the right investment? Wouldn’t it be fantastic to be able to predict what is going to happen to that townhouse, apartment or suburb? We aren’t fortune-tellers, but we like…

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07/08/2016

Are you a Patient Percy, a Rental Rose or a Construction Keith?

Are you a Patient Percy, a Rental Rose or a Construction Keith?

Are you looking to invest in property with a new home loan, but are flummoxed by the number of different strategies and methods of improving your portfolio? Check out these three typical kinds of investor, and see if you fall…

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